Best Gigapay alternative for payouts
Gigapay is strong European creator payout infrastructure: Merchant of Record, self-billing invoices and DAC7 reporting across 65+ countries, plus KU14 filing in Sweden. Talentir is a Merchant of Record too, with DAC7 reporting available as an opt-in service, and it starts where the map runs out. It reaches 180+ countries, pays most payees in seconds, crypto included, and turns payouts from a cost line into a profit center.
Gigapay
65+
countries, mostly EU, UK and US rails, €279/mo plus 4.9%
Talentir
180+
countries, one all-in rate, most payees paid in seconds
The details
The same capability, stated for each side.
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Head to head
Both are Merchant of Record, both issue self-billing invoices and both can take on DAC7 reporting. The gaps show up on reach, rails and economics.
Pricing
The structural difference is direction: a cost that scales with volume, or a rate that falls as you grow.
Gigapay
A Pro plan at €279/month plus a 4.9% fixed fee per payout, with an Enterprise plan on custom pricing for companies moving €1.8M+ annually and volume-based rate reduction (gigapay.com/pricing, verified 2026). So there is a base subscription before the first payout, then a percentage on top.
Talentir
One all-in rate on payout volume, from 3% per payout moving toward about 0.9% at volume. No monthly fee, no minimum, no FX markup and no modules to license. Method fees, for example for PayPal, are shown up front, and you can cover them for your payees. A single volume rate that falls as you grow, plus early-payout fees, affiliate revenue, yield and recovered FX that flow back to you.
Payouts that pay you
Every other vendor argues about the price per payout. Talentir changes the axis: three ways the money you already move can earn on the way through.
The honest read
Reach is built around Europe. Gigapay covers 65+ countries, mostly through European, UK and US rails, so creators outside that list need a second provider.
No crypto, PayPal only for legacy accounts, and instant depends on pre-funding. Gigapay's support pages say delivery can take up to 3 days.
Recipients need an account. Creators create a Gigapay account to get paid. Gigapay's support pages say a fee can apply when they claim, and Gigapay says clients cover fees on new plans (September 2026).
| Description | Status | Amount | |
|---|---|---|---|
| Creator payout: @lena.studio | ApprovedUnapproved | €1,000.00 | |
| Creator payout: @marco.films | ApprovedUnapproved | €750.00 | |
| Creator payout: @sofia.beats | ApprovedUnapproved | €1,200.00 | |
| Creator payout: @theo.visuals | ApprovedUnapproved | €900.00 |
Why Talentir
The same five commitments, on every comparison.
FAQ
Yes. Gigapay acts as Merchant of Record as the contractual payer and generates self-billing invoices automatically. Talentir also acts as Merchant of Record on the payout side, issuing an EU-compliant self-billing invoice per payout with VAT handled, and DAC7 reporting is available as an opt-in service you can activate. Neither is unique on this; reach, rails and economics decide it.
Sources and methodology: Gigapay claims are drawn from gigapay.com (product, how-it-works, merchant-of-record, tax-compliance, creator-experience, global-payouts, pricing and support pages) and reflect published statements as of September 2026. Figures marked as Gigapay's own claims may change. Talentir figures are from Talentir's own site. Pricing for both is subject to change, so confirm current terms at gigapay.com/pricing and talentir.com/pricing.
Talentir runs global payouts, carries the liability and makes them profitable.